trending_downFinancial Health Tool
Subscription Bleed Audit.
Every subscription you keep is a silent investor paying 0% returns. See the 10-year opportunity cost of your monthly bleed — and how many hours of hustle work it costs you.
schedule
Your Hustle Hourly Rate
My effective hourly rate$25/hr
Used to show how many hours of work each subscription costs. Use your rate from the ROI Calculator.
Your Subscriptions
5 activeGymHealth
$40/mo
1.6 hrs/mo to fund$8,194 opp cost over 10y40% of bleed
ChatGPT PlusSaaS
$20/mo
0.8 hrs/mo to fund$4,097 opp cost over 10y20% of bleed
NetflixEntertainment
$15/mo
0.6 hrs/mo to fund$3,073 opp cost over 10y15% of bleed
Amazon PrimeShopping
$15/mo
0.6 hrs/mo to fund$3,073 opp cost over 10y15% of bleed
SpotifyEntertainment
$10/mo
0.4 hrs/mo to fund$2,048 opp cost over 10y10% of bleed
Add Subscription
$/mo
Monthly Bleed
$100/mo
$1,200 per year leaving your account
Hours to Fund Subs
4.0 hrs
per month at
$25/hr
You work 4.0 hours just to keep your subscriptions running.
10% Annual Return (S&P 500 avg) if invested instead
In 5 years$7,744
In 10 years$20,484
In 20 years$75,937
Biggest Offender
Gym$40/mo
Cancelling this alone saves $480/year — $8,194 in 10 years if invested.
Opportunity cost uses 10% annual return (S&P 500 historical avg). Not financial advice.